FinanceOS — All-in-One Accounting & ERPLIVE
FlowZa Finance
The operating system for your business finances. Accounting, invoicing, inventory, payroll, HR and compliance — unified in one cloud platform with real-time data and bank-grade security.
- Accounting + Inventory
- Payroll & HR
- India + Gulf tax
- Functional modules in one platform
- 40+
- Less manual back-office work
- 85%
- Countries compliant — India + Gulf
- 4
- Transaction categorization accuracy
- 99.8%
Everything Your Business Needs
Every module, unified in one intelligent platform.
Real-time overview of receivables, payables, income & expenses
Everything Finance Does for You
FlowZa Finance is an all-in-one, multi-tenant accounting and ERP platform built for modern businesses. It combines sales, purchases, inventory, double-entry accounting, banking, payroll, a full HR suite and reporting in a single system — with multi-currency, multi-country tax compliance and audit-ready books. Run one entity or a whole group; FinanceOS scales without you stitching five separate tools together.
One Platform, Every Function
Sales, purchases, inventory, accounting, banking, payroll, HR and reporting on a single connected ledger — no more stitching together five different tools.
Perpetual Inventory & Auto-COGS
Real-time stock with Weighted Average Cost, serial tracking, multi-location, bundles and reorder alerts. Cost-of-goods posts automatically — inventory and books always agree.
Payroll & HR, Built In
Run compliant payroll in minutes and manage hire-to-retire HR — recruitment, onboarding, attendance, leave and performance — all inside the same platform.
Multi-Country Tax Engines
GST for India and VAT plus Corporate Tax for the Gulf, with country-specific chart-of-accounts packs and statutory payroll filings built in — not bolted on.
Self-Checking Books
Double-entry accounting with period locks, multi-currency revaluation and nightly sub-ledger vs GL reconciliation that detects drift and alerts you automatically.
40+ Reports + AI Insights
Trial balance, P&L, balance sheet, cash flow and aging — export to PDF, Excel or CSV, with plain-English AI summaries that explain what the numbers mean.
Far More Than Accounting
FinanceOS replaces the five tools you're stitching together — sales, purchases, inventory, accounting, payroll and HR, unified on one ledger.
Sales & Receivables
From quote to cash, every step linked.
- Quotes → Orders → Invoices → Delivery
- Recurring, proforma & B2B/B2C invoicing
- Credit notes & payment allocation
- E-way bills & branded PDF templates
Purchases & Payables
Control every unit of spend.
- Purchase orders with partial billing
- 3-way matching (PO ↔ GRN ↔ Bill)
- Vendor credits & recurring bills
- Bills of entry for imports
Inventory & Stock
Stock and books, always in sync.
- Perpetual inventory & automatic COGS
- Weighted Average Cost (WAC)
- Serial tracking & multi-location
- Bundles, reorder alerts & warranty
Accounting & Banking
Audit-ready books that check themselves.
- Double-entry chart of accounts
- Journals, divisions & period locks
- Bank management & reconciliation
- Nightly sub-ledger vs GL drift checks
Payroll
Compliant payroll in minutes.
- Salary structures & payslips
- Form 16, ESI, PT, TDS & WPS files
- Overtime, arrears & loans
- Earned Wage Access (on-demand pay)
HR Suite (HRMS)
Hire-to-retire, all in one place.
- Recruitment / ATS & onboarding
- Leave, attendance & shift scheduling
- Performance, engagement & timesheets
- Employee self-service portal
Reporting & Analytics
Every number, one click away.
- 40+ financial & operational reports
- Export to PDF, Excel, CSV & print
- P&L, balance sheet, cash flow & aging
- AI-powered dashboard narratives
Documents & PDF
On-brand documents, no designer needed.
- 7-tab visual template editor
- 9 presets incl. Tally Classic
- Logos, watermarks & QR codes
- Configurable email templates
Compliant in India and the Gulf — Out of the Box
Country-specific tax engines, chart-of-accounts packs and statutory payroll. Not bolt-ons — built in.
India
- GST — CGST / SGST / IGST / RCM
- E-way bills & GST returns
- TDS & ITC ledger tracking
UAE
- VAT 5% engine
- Corporate Tax 9%
- WPS payroll bank files
Oman
- VAT 5% engine
- Social insurance payroll
- Country-specific CoA pack
Saudi
- GOSI payroll
- Arabic / RTL documents
- Roadmap-ready for more GCC
Up and Running in Three Steps
- 01
Set Up Your Organisation
Add your company, chart of accounts and team, then import contacts, items and history from Zoho or spreadsheets with the built-in migration wizard.
- 02
Run Your Whole Back Office
Invoice customers, raise purchase orders, track stock, run payroll and manage your people — every transaction posts to the ledger automatically.
- 03
Live Reports & Compliance
Watch dashboards update in real time, file GST and VAT returns on schedule, and share audit-ready, role-based views with accountants and investors.
Connect the Tools You Already Use
Stripe, PayPal, WhatsApp, Slack, email and biometric devices — plus a one-click wizard to migrate from Zoho. Then let automation handle the routine.
- Stripe
- PayPal
- WhatsApp Business
- Slack
- Email / SMTP
- Biometric devices
- Zoho import
- Calendar sync
Bank-Grade Security on Every Action
MFA, granular permissions, complete audit logs and tenant-isolated data — your books are safe.
- MFA & AAL2Step-up auth for sensitive actions
- Role-based accessGranular, custom permissions
- Row-level isolationTenant data separated at the database
- Complete audit trailAppend-only logs on every action
- Soft-delete & recoveryNothing is ever silently lost
- Data export & erasureFull export and deletion on request
“FlowZa Finance cut our monthly close from 5 days to 6 hours. The AI categorization is eerily accurate and the real-time dashboards have completely changed how our board reviews performance.”
Simple, Transparent Pricing
Every FlowZa Finance plan includes accounting, purchases, banking, inventory, payroll and 40+ reports — tiers differ by capacity, not features. Pricing is being finalised; the figures shown are placeholders.
Starter
For small businesses ready to streamline their finances
$1/mo
$12 billed yearly
- Users
- 2
- Companies
- 1
- Invoices
- 50 / month
- Contacts
- 1,000
- Storage
- 10 GB
- Most Popular
Professional
For growing businesses that need the full toolkit
$1/mo
$12 billed yearly
- Users
- 5
- Companies
- 3
- Invoices
- 125 / month
- Contacts
- 3,000
- Storage
- 25 GB
Enterprise
For established businesses with advanced requirements
$1/mo
$12 billed yearly
- Users
- 10
- Companies
- 5
- Invoices
- Unlimited
- Contacts
- Unlimited
- Storage
- 40 GB
Every Finance plan, fully featuredNo feature gates
- Accounting & banking
- Inventory
- Payroll & HR
- Projects
- Multi-currency
- 40+ reports
Works Better Together
Every FlowZa platform shares the same operating fabric — customers, inventory and ledger data flow between systems without manual re-entry.
Ready to run on FlowZa Finance?
Start your free trial today — no card required, guided onboarding included.